The Sedona Insurance Blog

Insurance intelligence for red-rock country

Wildfire, monsoon, STR ordinance, and market realities — written by people who quote this valley every day.

Wildfire smoke rising behind Sedona's red-rock formations near Oak Creek Canyon

Flagship Guide

The Complete Guide to Insuring a Home in Sedona: Wildfire, Monsoon & Red-Rock Realities

Sedona homes face wildfire scores higher than 95% of U.S. communities, monsoon flash flooding, and no state FAIR Plan. Here is the full playbook for getting them insured right.

July 15, 202614 min read

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Short-term rental patio with red-rock views in Sedona, Arizona

Sedona Short-Term Rental Insurance: The Complete Compliance and Coverage Checklist (2026)

Sedona has about 1,116 permitted short-term rentals, and the city requires $500,000 in liability coverage for each one. Here is the full compliance and coverage checklist for 2026.

July 8, 20266 min

Monsoon thunderstorm building over the Verde Valley with lightning and heavy rain shafts

Monsoon-Proofing Your Verde Valley Home: An Insurance Agent's Pre-Season Checklist

Monsoon season runs June 15 through September 30, and the Pocket Fire burn scar makes 2026 different. An agent's checklist for what to fix, buy, and document before the storms.

July 1, 20266 min

Cathedral Rock rising above homes near the Coconino National Forest boundary in Sedona

Dropped by Your Home Insurer in Arizona? A Step-by-Step Recovery Plan for Wildfire-Zone Homeowners

A wildfire non-renewal notice is a process, not a catastrophe. Your Arizona notice rights, the mitigation moves that flip declinations, and the surplus-lines fallback — step by step.

June 25, 20266 min

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